In Florida, the cheapest insurer in most counties is Ambetter, which has significantly cheaper policies compared to other major health insurance providers in the state. Are you looking for health plans in the Affordable Care Act (ACA) marketplace? UnitedHealthcare's ACA Marketplace Individual %26 Family plans offer reliable and affordable coverage options from UnitedHealthcare of Florida, Inc. When you work with a private health insurance company in Florida, you'll need to make monthly or annual payments. The table below shows the most affordable health insurance options in Florida based on monthly premiums by metal level.
If you're looking for individual or family health insurance in Florida, let us show you the options available before you buy a plan. But that was calculated before Bright Health announced its exit from the market, and the average rate increase approved by Bright was nearly 12%. These subsidies make monthly health insurance premiums much more affordable than they would otherwise be. To see all available data on qualifying health plan options in your state, visit the Health Insurance Marketplace website at HealthCare.
The health insurance premiums listed on this page are an estimate and exclude potential premium tax credits and cost-sharing subsidies that users may be entitled to. However, we want to tell you about the full range of individual and family insurance products that we have available in your state. You should consider your preferences regarding the type of medical care you want when deciding what type of plan to buy. MoneyGeek collected health insurance plans and premiums in Florida from public use files (exchange form) of the Health Insurance Exchange for all available metal levels and in various age groups.
Platinum: Platinum plans have the highest premiums of private plans available on the insurance exchange. That includes a new insurer (AmeriHealth Caritas) and an outlet (Bright Health) will no longer offer plans after 2020. MoneyGeek's detailed guide to health insurance in Florida can help you decide what level of health insurance you want to buy. As a citizen who lives in the state, you can purchase a Florida Affordable Care Act plan during the Open Enrollment Period3, which runs from November 1 to December 15.Monthly premiums change depending on your age, which means that the higher you are, the more expensive the cost of health insurance in Florida.